Jennifer LeeIf you are anything like me, you are going to love ” The Right-Brain Business Plan” with Jennifer Lee.  Jennifer Lee’s new book is exactly what I needed and is the first book of it’s type that I have ever seen that is designed to help people like me ( and maybe you) who are predominately right brained put together a creative business plan.

I can’t tell you how many years I have struggled with the linear approach to business planning, forecasts and all of the traditional approaches to building a business plan.  Well, you don’t have to follow that linear approach anymore.  Jennifer has made is easy to utilize your creative juices and still get everything you need in your business plan.

I used to think that creativity and business were words apart, especially after a decade of diligently climbing the corporate ladder while I stuffed my under appreciated creative spirit into the corner.  When I finally listened to my heart and took the bold leap of quitting my day job to follow muy dreams full-time, I discovered a much better way to live and work states Jennifer.

The left-brain thinking has dominated the business world for centuries;fortunately, though, dramatic shifts in our social and economic environment are leveling the playing field.  As we move from a knowledge economy based on information and analysis to a creative economy built on innovation and ideas, right-brain thinking will prevail.

As you might already guess the right-brain business is visual, creative and fun.  It looks more like a mind map for your business success.  Typically a business plan has yawn-inducing subheads such as ” Executive” Summary”, and “Company Overview”.  Jennifer has taken the liberty to come up with catchy creative titles for these sections like “Hearty Highlights” and ” Business Vision and Values”, and “Managing the Moola” I love her creative approach.

Jennifer shows the right brain individual how to have fun building their business plan, while thinking out of the box and giving them permission to ignite their creative side while developing their business plan  .  I know you are going to love my wonderful interview with Jennifer Lee about her new book entitled ” The Right-Brain Business Plan“.

If you would like to learn more about Jennifer you can click here to be directed to her website.  She also has a home study e-course that you can learn more about by clicking here.
Go for it, step out of your comfort zone and lean how Jennifer Lee can teach you to be extremely creative in the business planning process.

Right Brain

If you are anything like me, you are going to love ” The Right-Brain Business Plan” with Jennifer Lee.  Jennifer Lee’s new book is exactly what I needed and is the first book of it’s type that I have ever seen that is designed to help people like me ( and maybe you) who are predominately right brained put together a creative business plan.

I can’t tell you how many years I have struggled with the linear approach to business planning, forecasts and all of the traditional approaches to building a business plan.  Well, you don’t have to follow that linear approach anymore.  Jennifer has made is easy to utilize your creative juices and still get everything you need in your business plan.

I used to think that creativity and business were words apart, especially after a decade of diligently climbing the corporate ladder while I stuffed my under appreciated creative spirit into the corner.  When I finally listened to my heart and took the bold leap of quitting my day job to follow muy dreams full-time, I discovered a much better way to live and work states Jennifer.

The left-brain thinking has dominated the business world for centuries;fortunately, though, dramatic shifts in our social and economic environment are leveling the playing field.  As we move from a knowledge economy based on information and analysis to a creative economy built on innovation and ideas, right-brain thinking will prevail.

As you might already guess the right-brain business is visual, creative and fun.  It looks more like a mind map for your business success.  Typically a business plan has yawn-inducing subheads such as ” Executive” Summary”, and “Company Overview”.  Jennifer has taken the liberty to come up with catchy creative titles for these sections like “Hearty Highlights” and ” Business Vision and Values”, and “Managing the Moola” I love her creative approach.

Jennifer shows the right brain individual how to have fun building their business plan, while thinking out of the box and giving them permission to ignite their creative side while developing their business plan  .  I know you are going to love my wonderful interview with Jennifer Lee about her new book entitled ” The Right-Brain Business Plan“.

If you would like to learn more about Jennifer you can click here to be directed to her website.  She also has a home study e-course that you can learn more about by clicking here.

Go for it, step out of your comfort zone and lean how Jennifer Lee can teach you to be extremely creative in the business planning process.

Dr. Margaret SmithI recently attended a conference in San Diego and had the pleasure of meeting Dr. Margaret Smith the author of ” Money: From Fear to Love-Using the Enneagram to Create Wealth, Prosperity and Love“.  I was quite impressed with “Emma” as she likes to be referred to and her approach to our relationship with money.  Our podcast focuses on the tools that she specifically utilizes to assist couples with how they relate to money.  As Emma states in the introduction of her book, ” Money is a powerful mirror of who we are and where we are on our personal journeys.

In part one of her book she speaks about the Nine Domains of Money and how we need to master them in order to have a healthy relationship to money.  She mentions that many of us have a tenancy to focus on a few of the domains but neglect others, creating imbalance and frustration which blocks us from wealth, prosperity and love.  The best part about how Emma connects with her clients vs. traditional financial planning or management is that her approach endeavors to look at your relationship with money as well as how our human instincts and personality types impact that relationship.  She utilizes a tool called the Enneagram which helps to identify the nine archetypal energies that not only explain universal laws, but personality differences as well.

Our personality types are a launching pad from which to understand ourselves more deeply.  Emma states that as we become more conscious of who we really are, we can begin to move towards abundance and love and away from scarcity and fear.  A large part of each of our journeys with money is to discover the myriad ways we have blocked the truth of Love.  Dr. Smith states  that the work on the Nine Domains of Money is part of our Outer Work.  Outer work is the work we do on our material lives to have well-being in realms such as health, relationships, and money.  It is the work we do on our external selves to move past habitual, unhealthy patterns to live more balanced lives and realize our fullest potential. Inner Wrok, in contrast, is the work we do inside to take stock of ourselves, release fixations, move past limiting beliefs, wake up, and connect to our true selves behind our masks.
If you are interested in exploring a very effective way to help you re-ignite your relationship with money as well as look at where you might have imbalances, then I recommend that you read Dr. Smith’s book “Money: From Fear to Love“.   During my interview with Dr. Smith I was truly enlightened about new ways to approach my personal relationship with money.

You can find out more about Dr. Smith’s workshops as well as her book by clicking here to be directed to her website.  There is also a great video on YouTube you can access by clicking here to learn more about her program. Enjoy this wonderful interview with Dr. Margaret Smith author of “Money: From Fear to Love“.

Laurence KotlikoffThis is the third in a series of interviews with author Laurence Kotlikoff.  In this interview we discuss his new book entitled ” Spend ’til The End-Raising Your Living Standard in Today’s Economy and When You Retire.”  Larry discusses with me what he refers to as an economic-based , three part prescription for personal financial health:  maximize your spending power, smooth your living standard, and price your love.

So just what does Larry mean when we are going to maximize our spending power.  It means making a host of decisions regarding education, career, job, location, housing, mortgage, retirement account, insurance, portfolio, tax and Social Security among others, that provide you with more money—potentially a lot more money–to spend for the same effort.  As Larry states making the right choice doesn’t take any more time or effort than making the wrong one, but the consequences for your living standard can be spectacular. The same holds for choosing between jobs, mortgages, retirement accounts and so on.

Smoothing your living standard means spreading your spending power evenly over time so you never need worry about running out.  In Larry’s economic based approach vs. a traditional financial planning approach they call this spreading of your spending power over time consumption smoothing.  It is based on the law of diminishing returns–the well-known proposition that you can have too much of a good thing.  Smoothing your consumption also means protecting your living standard–making sure it stays relatively steady in good and bad times.

So you all must be wondering what pricing love means, I know that I was?  Pricing love doesn’t mean selling your firstborn for ready cash. It means knowing what it costs, measured in terms of your living standard, to do things that you’d really love to do.  These include taking a wonderful but low-paying job, retiring early, having kids, buying a vacation home, getting divorced, signing up for an Alaska cruise, moving to Arizona, and contributing to charity, among many other things.  Pricing your passions is critical to getting the most out of your spending power.
If you would like to learn more about author Larry Kotlikoiff and his book please click here to be directed to his website.  If you are interested in his on-line software to assist you in calculating the various scenario’s  for planning your financial future, please click here to be directed to the ESPlanner website.

I hope you enjoy this interview with a brilliant man with a mind for economic planning.

Michael McCaffertyIn this podcast I  interview a very good friend, and someone that I admire, author and adventurer Michael McCafferty . His new book entitled ” The Spirit of Adventure”  is about his amazing adventure  in a Waco bi-plane around Europe, and while in this interview we speak about Michael’s adventures we also speak about life as a entrepreneur  and father.

Every since I have known Michael he as had a thing for planes and fast cars, not a bad thing to have a fascination with. I remember going to a party at his home in Borrego Springs, CA many years back and his home was a hanger (literally) and the plane was in the living room.

In our interview together we discuss not only the planning it took to coordinate the transportation of his Waco bi-plane to Europe, but the ensuing 96 day adventure throughout the incredibly breathtaking countryside of  Europe.  Michael has lots of great stories from his adventure, and most of them are articulated in the book which is a series of emails that he was sending back to friends and family who were following him on his wonderful adventure.  For three months during the summer of 1997 he “went flying, low and slow, exploring Europe’s coastline, islands, Alps, big-cities and tiny villages.   As Michael recounts in our interview this was the greatest experience of his life”.

A very large part of this adventure has to do with Michael’s son Mike.  You see Mike broke his back in a plane accident in March of 1993 and was paralyzed from the waist down.  Michael stated that his son never once complained during extended rehabilitation and hospitalization, and he persevered.  He is and always will be his father’s hero.

As we discuss in our interview Michael had to decide if he would fly again.  He lamented as you can imagine, but as he states he would have sent the wrong message to Mike that it is OK to quit when things don’t come out as planned if he did not proceed with his bi-plane adventure.  If he had not flown again,  he would have backed away from a great personal goal, so he had on choice and, and the big adventure began.
If you are interested in learning more about Michael McCafferty and “The Spirit of Adventure” I highly recommend reading his book.  100% of the profits from this book go to research to find a cure for paralysis caused by spinal cord injuries as currently being done by Rutgers University’s Keck Center for Collaborative Nuroscience-Spinal Cord Injury Project.  Please enjoy this great interview with a wonderful man with a big adventure.  If you would like to visit his website just click here, and read the many adventures of Michael Mc Cafferty.

 

Laurence KotlikoffI throughly enjoyed my last interview with Larry Kotlikoff  about his book “The Coming Generational Story“, so we decided to do this interview about his new book entitled ” Jimmy Stuart is Dead-Ending the World’s Ongoing Financial Plague with Limited Purpose Banking“. You will also be treated to another interview about his book entitled ” Spend til The End” in another future podcast.

I think that most people are aware of the movie “It’s A Wonderful Life” with the trustworthy  banker George Bailey played by Jimmy Stuart saying he was going to guarantee his depositors money.  The correlation between Larry’s book and the movie,   is that there no guarantees even in the banking business.  As a matter of fact the current economic mess is due to the fact that our banking industry invested in unsecured mortgage backed securities, which we all know completely collapsed.

In my interview with author Larry Kotlikoff he proposes a strategy that he believes would solve many of these problems moving forward.  Larry refers to the system as “Limited Purpose Banking”.  So just what is “Limited Purpose Banking”?  As Larry states “It’s a simple and very low-cost change to our financial system, which limits banks to their legitimate purpose, namely connecting borrowers and lenders and savers and investors.  In my interview Larry refers to mutual funds as an example to explain how it works.  Mutual Funds have been around for a half century, they only invest the money they collect from investors and do not borrow or leverage the dollars deposited by investor.  While they are subject to the risk associated with the underlying investment in stocks etc, they are not leveraged so the mutual fund has limited risk.

Under limited purpose banking, all banks-all financial and insurance companies with limited liability that are engaged in financial intermediation–would operate as pass-through collectors of securities.  That is, the banks would simply function as middleman.  They would never themselves own financial assets or borrow to invest in anything except those specified assets, such as computers, office furniture, and buildings, needed to run their mutual funds operations. Hence, banks would never be in a position to fail because of ill-advised financial bets.

If you think about what author Larry Kotlikoff is proposing it makes lots of sense, it also would prevent from another collapse like we have just experienced in the banking industry.   If you are at all interested in reading about some of the malfeasance that lead to our current financial collapse, and want to know what one very bright economist is proposing to help regulate our banking industry moving forward then I highly recommend that you read “Jimmy Stewart is Dead”.

Please enjoy this great interview, and visit Larry’s website for more information.

Sandra IngermanThis is my second interview with Sandra Ingerman, and during this podcast we will speak about her book entitled “How to Thrive in Changing Times“.  We have all experienced challenges in our life at one point or another, and Sandra provides some simple tools to create true health, wealth, peace and joy.  This is certainly something we call all use a dose of as we bring in this New Year.

I know that everyone has heard this before, and Sandra makes a point to remind us.  One has to do with how our thoughts and words create the world we live in, and the other has to do with what we now know through science about how we can change our thought patterns.

As we navigate through 2011  I don’t think that their could be anything more important that re-framing how we speak to ourselves and to others.  Sandra is right on with her wisdom and advice in that this simple behavior shapes our world.  Just set your intentions to be more positive, and to give  yourself more self-love.   In most spiritual practices there is the teaching of as above, so below; as within, so without.  What we see in our outer world is merely a reflection of our inner state of consciousness.

Sandra asks the question in her book “How to Thrive in Changing Times”, “Are we holding on to the vision that we would like to see for our descendants and ourselves?  I would encourage you to ask this questions as you enter this New Year.   As we take a deep look inside, and do the spiritual work to transform ourselves and the world around us, we must work from the inside out states Sandra.  Too many of us only focus on the outer world. When we only focus on what is happening in the outer world, we start to feel like we are on a roller coster ride.  This yo-yoing can go on and on unless we come to the realization that our happiness, peace and joy and wealth lie within.

 

Sandra has a simple diagram in her book which is great.  New thoughts–New Behaviors–New Outcomes–New Thoughts.  So my recommendation as you enter this New Year is to listen to this great podcast with Sandra Ingerman as well as read this simple but wise book “How to Thrive in Changing Times.  If you would like more information about Sandra please click here to be directed to her website.  Enjoy your New Year, and set your intentions to re-frame your self-talk, and how you speak to others.

Shann Vander LeekI was introduced to Shann Vander Leek through Linda Joy the publisher of a woman’s magazine entitled “Aspire“.  I really respect Linda, and she spoke very highly about Shann, and I can see why.

I am blessed to have the opportunity to interview lots of personal growth authors, but I must say that Shann Vander Leek is truly the real deal…and so authentic and a beautiful soul.   Her personal message about overcoming your fears, and living your life on your terms by following your passion is well articulated in her book “Life on Your Terms“.

Shann interviewed over 40 entrepreneurs in her quest to find out what drove them to overcome many of their personal insecurities and fears to live  “Life on Their Terms”.

In reading Shann’s book you will see that the stories are all different, but their is one common thread between each of these entrepreneurs, and that is choice.  We all have the opportunity to choose  courage over fear and overcome what just might be holding us back from following our passion.

Shann herself, broke away from corporate America to create a life on her terms as a coach, author and speaker and by her own account it was not an easy journey.  There is an old saying “Anything worth having, is worth fighting for.” If you want to learn from some of the wisest entrepreneurs and get some sage advice I would recommend that you read Shann’s new book “Life on Your Terms“.

Shann has a website for her coaching business and you can access it by clicking here, you can also learn more about the book by clicking here to be directed to the book’s blog and website. I encourage you to post your comments about finding your own liberation and freedom as a result of following your own personal passion at Shann’s website.

Please enjoy this wonderful interview with an amazing author, and someone who truly walked the path of which she speaks.

Laurence KotlikoffI recently attended a meeting where the CEO of WELCOA (Wellness Councils of America) David Hunnicutt was speaking,  and on several different occasions he referenced a book entitled “The Coming Generational Storm” by Laurence Kotlikoff.  Being the inquisitive person that I am, I reached out to Laurence and he granted me this podcast interview which will be a become a series of podcasts on several other fascinating books that Laurence has as written.

So why is “The Coming Generational Storm” so important and what is it all about?.   When it comes to describing how America’s taxing and spending policies will affect future generations–its generational policy–the old adage “the more thing change, the more they remain the same” run in reverse.  The more things remain the same, the more things change.  What’s staying the same is our decades-long practices of fiscal child abuse as Larry states.  What is changing, and for the worse, is the fiscal burden we are passing along to our children and grandchildren.  As of this podcast post the nation debt is $44,895 per person for the entire population of the US which is 309,677, 473 which equates to a total debt of $13, 877,507,947,342 trillion, now that’s a lot of debt.

If you can for a minute, close you eyes and picture our country in the year 2030.  Now open your eyes–what do you see?  You see a country where the walkers outnumber strollers.  You see a country with twice as many retirees but only 18% more workers to support them.  You see a country with large number of impoverished elderly citizens languishing in understaffed, over crowded substandard nursing homes.  You see a government in desperate trouble.  It’s raising taxes sky high, drastically cutting retirement and health benefits, slashing defense, education, and other critical spending, and borrowing far beyond its capacity to repay. It’s also printing tons of money to “meet” its bills.
If you are at all interested in the direction our country is headed in, and would like to understand more about this “Coming Generational Storm” them I highly recommend that you read Laurence Kotlikoff’s book.  You will certainly get a great feel for the subject through our interview together.  Please enjoy our podcast interview, and for more information visit his website by clicking here.