Roger ConnorsI recently did an interview with Roger Conner the author of “Change the Culture, Change the Game“.  In our dialogue together we discuss the importance of having a organizational culture of accountability.   As Roger states in the book, either you will manage your culture, or it will manage you.   Organizational culture is nothing more that the way people think and act.  Every organization has a culture, and they either work for you or against you.

Roger and I discuss what he refers to at the Results Pyramid, which is the tool that his organization uses to help create accountability within organizations.  At the core of the Results Pyramid are the experiences, beliefs, actions and ultimately the results that are created.   So the leaders of the organization must create the needed culture, the culture produces the results, the most effective culture is a culture of accountability then this helps transition the organization into one with a competitive advantage.  Sounds simple doesn’t it.  Well hold on just a minute—this only happens when the people in every corner of the organization make the personal choice to take the Steps to Accountability–and each step builds on the previous one.

So what are these steps of accountability that are require to produce results.  1) See it– means moving Above the Line or staying there whenever a new challenge arises.  2) Own it-means being personally invested, learning from both successes and failures, aligning your work with desired company results and acting on the feedback you receive. 3) Solve it-requires persistent effort as you encounter obstacles that stand in the way of achieving results.  When you take this step, you constantly ask the question “What else can I do?’  4) Do it– the final step in the process, represents the natural culmination of the first three steps–it means doing what you say you will do.

If you think that this stuff is just for business people, think again.  The basic principles that Roger speaks about in this book are so important to your own personal growth and development.  If you follow the sound advice in the book about being personally accountable, not only to yourself but to those you work with you will find a wonderful transformation in your personal life.  You can only imagine the amazing results that occur when you can get a whole organization where personal accountability is the guiding light for the employees.  This is a company that you will want to do business with.

I highly recommend that you obtain a copy of “Change the Culture, Change the Game“.  It will give you the guidance both personally and professionally in creating cultures of accountability, once you know the forumla for creating accountable people,  positive organizational transformation is bound to occur.
If you would like to learn more about Roger Conner’s and Partners In Leadership  please click here, and enjoy my interview with Roger.

Laurence KotlikoffThis is the third in a series of interviews with author Laurence Kotlikoff.  In this interview we discuss his new book entitled ” Spend ’til The End-Raising Your Living Standard in Today’s Economy and When You Retire.”  Larry discusses with me what he refers to as an economic-based , three part prescription for personal financial health:  maximize your spending power, smooth your living standard, and price your love.

So just what does Larry mean when we are going to maximize our spending power.  It means making a host of decisions regarding education, career, job, location, housing, mortgage, retirement account, insurance, portfolio, tax and Social Security among others, that provide you with more money—potentially a lot more money–to spend for the same effort.  As Larry states making the right choice doesn’t take any more time or effort than making the wrong one, but the consequences for your living standard can be spectacular. The same holds for choosing between jobs, mortgages, retirement accounts and so on.

Smoothing your living standard means spreading your spending power evenly over time so you never need worry about running out.  In Larry’s economic based approach vs. a traditional financial planning approach they call this spreading of your spending power over time consumption smoothing.  It is based on the law of diminishing returns–the well-known proposition that you can have too much of a good thing.  Smoothing your consumption also means protecting your living standard–making sure it stays relatively steady in good and bad times.

So you all must be wondering what pricing love means, I know that I was?  Pricing love doesn’t mean selling your firstborn for ready cash. It means knowing what it costs, measured in terms of your living standard, to do things that you’d really love to do.  These include taking a wonderful but low-paying job, retiring early, having kids, buying a vacation home, getting divorced, signing up for an Alaska cruise, moving to Arizona, and contributing to charity, among many other things.  Pricing your passions is critical to getting the most out of your spending power.
If you would like to learn more about author Larry Kotlikoiff and his book please click here to be directed to his website.  If you are interested in his on-line software to assist you in calculating the various scenario’s  for planning your financial future, please click here to be directed to the ESPlanner website.

I hope you enjoy this interview with a brilliant man with a mind for economic planning.

 

Laurence KotlikoffI throughly enjoyed my last interview with Larry Kotlikoff  about his book “The Coming Generational Story“, so we decided to do this interview about his new book entitled ” Jimmy Stuart is Dead-Ending the World’s Ongoing Financial Plague with Limited Purpose Banking“. You will also be treated to another interview about his book entitled ” Spend til The End” in another future podcast.

I think that most people are aware of the movie “It’s A Wonderful Life” with the trustworthy  banker George Bailey played by Jimmy Stuart saying he was going to guarantee his depositors money.  The correlation between Larry’s book and the movie,   is that there no guarantees even in the banking business.  As a matter of fact the current economic mess is due to the fact that our banking industry invested in unsecured mortgage backed securities, which we all know completely collapsed.

In my interview with author Larry Kotlikoff he proposes a strategy that he believes would solve many of these problems moving forward.  Larry refers to the system as “Limited Purpose Banking”.  So just what is “Limited Purpose Banking”?  As Larry states “It’s a simple and very low-cost change to our financial system, which limits banks to their legitimate purpose, namely connecting borrowers and lenders and savers and investors.  In my interview Larry refers to mutual funds as an example to explain how it works.  Mutual Funds have been around for a half century, they only invest the money they collect from investors and do not borrow or leverage the dollars deposited by investor.  While they are subject to the risk associated with the underlying investment in stocks etc, they are not leveraged so the mutual fund has limited risk.

Under limited purpose banking, all banks-all financial and insurance companies with limited liability that are engaged in financial intermediation–would operate as pass-through collectors of securities.  That is, the banks would simply function as middleman.  They would never themselves own financial assets or borrow to invest in anything except those specified assets, such as computers, office furniture, and buildings, needed to run their mutual funds operations. Hence, banks would never be in a position to fail because of ill-advised financial bets.

If you think about what author Larry Kotlikoff is proposing it makes lots of sense, it also would prevent from another collapse like we have just experienced in the banking industry.   If you are at all interested in reading about some of the malfeasance that lead to our current financial collapse, and want to know what one very bright economist is proposing to help regulate our banking industry moving forward then I highly recommend that you read “Jimmy Stewart is Dead”.

Please enjoy this great interview, and visit Larry’s website for more information.

Laurence KotlikoffI recently attended a meeting where the CEO of WELCOA (Wellness Councils of America) David Hunnicutt was speaking,  and on several different occasions he referenced a book entitled “The Coming Generational Storm” by Laurence Kotlikoff.  Being the inquisitive person that I am, I reached out to Laurence and he granted me this podcast interview which will be a become a series of podcasts on several other fascinating books that Laurence has as written.

So why is “The Coming Generational Storm” so important and what is it all about?.   When it comes to describing how America’s taxing and spending policies will affect future generations–its generational policy–the old adage “the more thing change, the more they remain the same” run in reverse.  The more things remain the same, the more things change.  What’s staying the same is our decades-long practices of fiscal child abuse as Larry states.  What is changing, and for the worse, is the fiscal burden we are passing along to our children and grandchildren.  As of this podcast post the nation debt is $44,895 per person for the entire population of the US which is 309,677, 473 which equates to a total debt of $13, 877,507,947,342 trillion, now that’s a lot of debt.

If you can for a minute, close you eyes and picture our country in the year 2030.  Now open your eyes–what do you see?  You see a country where the walkers outnumber strollers.  You see a country with twice as many retirees but only 18% more workers to support them.  You see a country with large number of impoverished elderly citizens languishing in understaffed, over crowded substandard nursing homes.  You see a government in desperate trouble.  It’s raising taxes sky high, drastically cutting retirement and health benefits, slashing defense, education, and other critical spending, and borrowing far beyond its capacity to repay. It’s also printing tons of money to “meet” its bills.
If you are at all interested in the direction our country is headed in, and would like to understand more about this “Coming Generational Storm” them I highly recommend that you read Laurence Kotlikoff’s book.  You will certainly get a great feel for the subject through our interview together.  Please enjoy our podcast interview, and for more information visit his website by clicking here.

Nick McCormickI recently interviewed author and consultant, Nick McCormick, who’s new book entitled “Acting Up Brings Everyone Down” is a great read for anybody managing employees.  In our interview together we discuss the reprocutions of childish behavior in the workplace and the effects is has on productivity.

We have all known someone at one time or another that just loves to fuss about whats going on in the office.  Nothing is ever right, and they have a tendency to place blame for what is not right outside themselves.  This example is common, and as Nick explains, it is the  job of the manager to help the employee to understand that they need to start taking responsibility for their actions.  Many of the stories that Nick uses in the book to get his point across are one we can all relate to as children.   Nick develops a wonderful correlation between the behaviors we expressed as children to similar behaviors that get acted out in the workplace.

Acting up Brings Everyone Down” also has wonderful “do’s” and don’t” at the end of each chapter, these summary “do’s” and “don’t”  give a summary of the actions that managers can implement within their organization to overcome the childish behavior and have the employees start taking responsibility for their actions.   This is a wonderful book and a very quick read, which is what every manager in the workplace needs.  I would encourage anyone who deals with people in a work environment to read this book, and most importantly implement Nick’s recommendations.
If you would like more information about Nick’s new book, please visit his website by clicking here.  I hope you enjoy this interview with author Nick McCormick about the challenges all managers are faced with in managing employees.

Marti SpiegelmanI received an email from Marti Spiegelman stating that she was going to be interviewing Rinaldo Brutoco from the World Business Academy for her radio show entitled “Awakening Value“.  I have to admit that I was quite intrigued,  because she is a practicing  modern shaman and in all the years that I have done interviews on Inside Personal Growth I have never had the opportunity to interview a shaman, and Marti graciously accepted.

In my interview we explore so many fascinating aspects of Shamanism, as well as discussing a program she as developed for CEO’s entitled “The Conscious CEO.  As Marti explains it shamanism is a word that means nothing more than “keepers of the wisdom”, and in accent indian traditions the elders in the tribes would pass on this wisdom from generation to generation.

There are two keys to the training. The first is mastery of the shaman’s state of luminous awareness.The second is mastery of the fundamental principles that underlie all shamanic technologies. As these principles are revealed to you, you are taught how to use them the way they were originally intended – to grow you, fully and passionately into the genius you actually are and create pathways for your gift to be received in the world. In the process of mastering luminous awareness and receiving multiple levels of shamanic intuition, you develop for yourself a new way to walk in the world, a new way to understand life and your place in it, a new way to be your power and your passion.

These teachings are an integral part of Marti’s course entitled “The Conscious CEO” that she conducts a couple of times per year.  If you are a CEO of an organization or in upper management the shamanic technologies that Marti imparts as part of her course will certainly awaken your consciousness as well as allow you to open up to developing a corporate culture of “awareness”.  Marti speaks about “relational awareness” as our unconscious but when you become a modern shaman you become very aware of your connection to the environment and everything around you.  The development of this sensory of awareness will heighten one’s ability to connect, allowing for endless possibilities.
If you are looking for a new way to perceive your world, with fresh eyes and an open mind then I encourage you to check out Marti’s website by clicking here.  Also you can listen to her regularly broad casted Voice America radio show by clicking here.  Enjoy this wonderful interview with an amazing modern day shaman Marti Spiegelman.

Doug DickersonI believe that Doug Dickerson has written a book that not only leaders need to read, but everyone.  Doug’s new book entitled ” “Leaders Without Borders-9 Essentials for Everyday Leadership” really spells out the necessary attributes and skills that one needs to be a great leader.  He discusses the “why” of leadership not just the “how-to”of leadership.

We are all leaders, no matter what our occupation, and one of the keys to being a good leader is to remove “the borders” as Doug mentions.  Frequently, we are influenced by other’s good opinions of ourselves or we listen to the little voice within us that is limiting our human potential as a leader.  We need to identify these factors, and remove the borders allowing us to flourish us much better people and leaders.

One of the most important aspects of becoming a good leader is our ability to be optimistic.  Optimism is not only a positive attitude but the ability to move forward in the throws of adversity.  Doug speaks with me about the three (3) factors associated with someone who is optimistic.  1) The factor of positive response.  This factor is associated with how you react to a problem or circumstance that is out of your control.  If you can keep a cheerful temperament then your customers, family, or co-workers are going to react so much more favorably.  2) The factor of positive attitude.  Doug quotes Herm Albright’s observation: ” A positive attitude may not solve all of your problems, but it will annoy enough people to make it worth the effort”. What a great quote and axiom to follow. 3) The factor of positive perseverance. When you choose a positive response to negative circumstances, you begin to experience exponential growth as a leader.

Doug’s new book “Leaders Without Borders” is a great book to read, and is packed full of wonderful stories and examples of leaders that we should all model.  If you are looking for a short, easy to read book with new information on the attributes of leadership, as well as, revisiting some of the ones we always need reminding of, then you have come to the right place.

Please visit Doug’s website for more information, videos, and writings on the subject of leadership.  Also if you would like to purchase the book please click here and you will be directed to the Tremendous Life book store.

Enjoy my interview with a wonderful man and a great leader himself.

Steven SchusslerAuthor Steven Schussler is an amazing man.  He is an entrepreneur who has had tremendous success in the development of his Rainforest Cafe’s and other theme based restaurants.  His new book entitled ” It’s a Jungle in There-Inspiring Lessons, and Hard-Won Insights and Other Acts of Entrepreneurial Daring” is a great book for anyone who wants to learn lessons on personal mastery.

During our interview together we discuss what Steven refers to as the five (5) P’s of successful entrepreneurship.  Those P’s are: Personality, Product, Persistence, People and Philanthropy.   Steven emphasizes that if you are going to be an entrepreneur then you have to be willing to take risk, that is just part of being in business for yourself.  He has a wonderful formula, that in his estimation is an important element, it is PASSION + AMBITION=YIELDS SUCCESS.  Steven says that without passion for your product or service you are going to be hard pressed to become successful.  Your belief in what you are doing, and your passion are going to be the elements that assist in your personal success.

Steven is someone who listens to his inner voice or intuition.  He admits that all good entrepreneurs have the ability to listen and act on their intuition.  Many of his good decisions came from listening, then having the faith to act on his intuition.  I know that many of us hear the voice within, but do we act or are we afraid?  As Steven says you can’t be afraid, you have to go for it!

Steven also emphasizes that you need to dream big to become successful.  He mentions that when you do dream big and if you are passionate about what you are doing the outcomes are much more rewarding and fulfilling.  He quotes Norman Vincent Peal “Believe It and You Can Succeed”.  That is so true, if you believe in what you are creating and in yourself you can do almost anything.

If you want to learn from a man who not only believes in his projects, and himself then  you need to listen to this podcast with author Steven Schussler the author of “It’s A Jungle In There“.  For more information about Steven Schussler and his new book please click here to be directed to his website.

Robert Levine Ph.D.

It is always a pleasure interviewing Dr. Robert Levine.  I did an interview with him on his book, “The Geography of Time“, a few months ago and invited him back to discuss his book, “The Power of Persuasion“.

All of us have been persuaded at one point or another in our lives, and often without our knowing.  Let’s face it we are being bombarded daily with messaging from Madison Ave to buy this or do that, and this does not even include the massive amount of messaging we receive from the Internet through Google or Facebook ads.  Ah, so subtle… but so powerful!

Robert found three conclusions from his research.  1) That we are all more susceptible than we think. 2) The most effective persuaders are the least obvious. 3) The rules are not that much different no matter who is the source or what the product.   Robert states, “If there’s one common denominator to the most effective salespeople I’ve encountered it is that they almost never look like “real” salespeople.  The ones to watch out for hold the uncanny ability to first set you at ease about their motives. Then they sell.

So what are the three characteristics related to persuasiveness?  1) That the person has perceived authority 2) They are honest and trustworthy–(a good example would be politicians who are always selling us something) 3) They are likable.– (Likability drives persuasion from many directions).

Robert points out the fact that persuasion and psychology are essential human activities.  They define our social being never more so today than ever in history.  As our singular and collective attention become increasingly prone to the beck and call of the mass media, sophisticated marketing research, and advanced technology…… the art of persuasion is in its boom years.  It’s up to each of us to use the psychology wisely and ethically, to see that it illuminates rather than electrocutes.

If you are interested in exploring of how “The Power of Persuasion” is affecting you and your decisions, then I recommend that you read Robert’s book.  This book will provide you with valuable insight into how persuasion truly does effect your decisions.  The wonderful aspect about persuasion is that if you are aware that you are being persuaded, you have options.  You and you alone are the only one responsible for your decisions so please make them carefully.

If you would like to learn more about Dr. Robert Levine and his many books please click here to be directed to his website.  Enjoy our wonderful interview together.